Granite Bay is a different kind of place to own a dog than most of Placer County. The lots are large, many of them an acre or more, the roads have real shoulders or no shoulder at all, and there is a lot of oak woodland between the houses. That means space, quiet, and a dog who can get plenty of exercise without ever leaving the property.
It also means the training problem looks different here. If your dog mostly works on your own land, the trouble usually shows up the moment someone else arrives, someone walking a dog past the frontage, a delivery driver, a horse on the road, or the trail system at Folsom Lake where the space is shared and the shoreline goes on for miles. Big properties are wonderful for a lot of things, and they do not substitute for practice around other dogs.
I do not look at the stressful spots as reasons to avoid walking your dog. I look at them as opportunities to get better, and when you train from that perspective, you reach your goals more reliably, and faster.